Waconia Ford Sales, Inc. logo

You have no Recently Viewed or Saved Vehicles.
Click here to begin your search.

Saved Vehicles

Viewed Vehicles
Show All
Forgot Password
Create an Account
Logging in...
< Back
Reset Password
Submitting Request...
< Back
Create an account
Signing up...
Logging Out...

Instant Online Application

Low Credit Score or Credit Problems? No Problem

Work with an industry leader in helping Minnesota residents get their credit back on track and more importantly, getting a better vehicle. If you’ve experienced credit problems in the past, such as chapter 7 and 13 bankruptcy, previous repossessions, foreclosure, divorce, collections, Waconia Auto Loans is here to help! Our customers are treated with dignity, respect and understanding, regardless of their past credit history. At Waconia Auto Loans, we have a large lender network to help you get you the best terms to rebuild or re-establish your credit.

Are you a first time buyer? No problem! We have first time buyer programs just for you! With over 500 Cars, Trucks and SUV’s available in our network we will have a vehicle you will actually want to be seen driving.

For more information, please call: (612) 474-1019

Looking to improve your credit score? Waconia Auto Loans can help!

Your credit report is made up of a mix of credit lines (such as mortgages, credit cards, etc.), and this is a good thing. Adding a car loan to the mix shakes up and can help your overall credit score – especially when you make payments on time and show future lenders you’re less of a loan risk.

An auto loan is typically reported as an installment account. Other types of installment accounts include mortgage loans and student loans. Because a portion of your credit score is derived from types of credit used, getting a car loan may help your credit profile if you don’t already have an installment loan – assuming you make on-time payments.

The most important factor in your credit score — accounting for 35 percent of the total score — is a history of timely payments. If you make payments on time every month, your credit score should go up. However, a single late payment can ding your credit.

Quick Question?

Complete the form below and one of our friendly and professional staff will get you an answer right away.

Submission has failed! Please check your submission again!
This field is for validation purposes and should be left unchanged.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.